Prepare for the Certified Occupancy Specialist (COS) Exam with a comprehensive set of flashcards and multiple-choice questions. Each question includes hints and clear explanations to help you master the material. Ensure your success on the COS test!

Multiple Choice

In the HCV program, who receives the Housing Assistance Payments (HAP)?

In the Housing Choice Voucher program, the housing assistance payment is a subsidy paid by the Public Housing Agency directly to the landlord each month on behalf of the voucher holder. This payment helps cover most of the rent, while the tenant is responsible for paying any remaining portion to the landlord. The landlord receives the HAP as regular payments to support the unit’s occupancy, and the program is administered by the PHA; the bank does not receive the HAP.

In the Housing Choice Voucher program, the housing assistance payment is a subsidy paid by the Public Housing Agency directly to the landlord each month on behalf of the voucher holder. This payment helps cover most of the rent, while the tenant is responsible for paying any remaining portion to the landlord. The landlord receives the HAP as regular payments to support the unit’s occupancy, and the program is administered by the PHA; the bank does not receive the HAP.